Junior ISA

The younger generation are facing new and difficult financial challenges as they grow up in the modern world. These include university and tuition fees, finding a deposit on a first house, and the realities of having to work longer and make provisions for an income in retirement.

In 2011 Junior ISAs replaced Child Trust Funds (CTF). Children born between 2002 and 2011 might have had a CTF. You can transfer a CTF into a Junior ISA.

Our Junior ISA gives young people an introduction to the importance of saving. It provides a flexible and tax-efficient way to build a nest egg for younger family members which they won’t be able to touch until they turn 18.

A Junior ISA can be used for many things. It can help provide children with access to quality education, open up opportunities and enable them to get established when they make their first steps into the world as adults.

Starting to save money now could make all the difference in the long term.

Key Investor Information Documents

If you are looking to invest in a JISA, it’s important you read our Key Investor Information Documents and Supplementary Information Document.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and the value may therefore fall as well as rise. You may get back less than you initially invested.

The favourable tax treatment given to Junior ISAs is subject to changes in legislation and may not continue in the future.