Other lending

From time to time, we all find ourselves in the position of needing quick access to some extra cash.

If this sounds like you,  we might be able to help you use your St. James’s Place and Rowan Dartington investments as security for a short-term loan (subject to eligibility).

Short-term loans are a popular way of accessing funds that you know you will need for only a short period of time. You might want to:

• Bridge a residential property purchase
• Make a one-off tax payment
• Make a luxury purchase, such as a yacht or classic car
• Carry out home improvements

We  can make flexible lending facilities available to private individuals, trusts and corporate clients.

St. James’s Place and Rowan Dartington work with specialist providers to make these lending facilities available to you. Both services provide short-term liquidity facilities secured against investment portfolios.

If the value of the investment falls in relation to the agreed loan facility, the loan may need to be repaid in full. Specialist providers will take a charge over your investments and you will be unable to make any withdrawals from your charged investments without prior approval from the relevant bank. Rates and charges will apply. Please get in touch for full details.

Please note that these services are separate and distinct to those offered by St. James’s Place.