Investing for income

Since the 2007 financial crisis, long-term investors looking for income have been looking for alternative homes for their capital.

The value of money held on deposit has taken a hit due to rising inflation. Which that investing for income is now more important than ever.

We have a range of income solutions, investing across a range of asset classes, which can help to provide you with a diversified portfolio tailored to your needs.

Alternative sources of income include:

  • Fixed Interest – corporate bonds and gilts give the potential for increased income in times of low interest rates
  • Equities – while in the short-term equities can be volatile, history shows us that they have outperformed all other asset classes over the longer term and offer the potential for capital growth and rising income
  • Commercial Property – while the commercial property market can achieve capital growth over the longer term, the primary return for investors is rental income. By securing long leases with financially secure tenants, commercial property can offer attractive, sustainable income levels.

Diversification and expert management remain the keys to long-term success in challenging markets. Through St. James’s Place, we are able to offer our clients access to world-class investment expertise, plus the opportunity to invest across a range of different investment firms.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount initially invested.

Equities do not provide the security of capital associated with a deposit account with a bank or building society.

Past performance is not a guide to future performance.

The value of property is a matter of the valuer’s opinion and not fact.