Investment Bonds

Investment Bonds are long-term investment products that help you to spread risk and switch easily between funds as your needs change over time.

Low levels of interest have been paid on bank and building society deposit accounts for some time, and although they are now rising, many long-term investors are looking for a better return on funds they are looking to invest for 5 years or more. They are also concerned that the income they receive will fail to keep pace with inflation.

The risk warning needs to be corrected, as on different lines part way through.

Our Investment Bond is one solution. It is a simple yet flexible solution to income needs, capital growth and tax planning that gives access to a wide range of asset classes.

Why choose a St. James’s Place Investment Bond?

  • You’ll have access to a distinctive UK investment management services and fund management expertise
  • You’ll have the opportunity to diversify investments and spread risk
  • You’ll have access to a flexible range of options to take a regular, tax-efficient income
  • You’ll have the freedom to switch funds easily as your needs change
  • You’ll be able to manage and potentially reduce your personal liability to tax
  • You’ll be able to invest with minimal administration.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select, and the value can therefore go down as well as up. You may get back less than you invested.

Equities do not provide the security of capital associated with a deposit account with a bank or building society.

The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.

Please note that if the withdrawals taken exceed the growth of the Bond, the capital will be eroded.